There are two basic forms of title insurance:

Owner’s Policy: Protects your rights as the property Owner for as long as you have an interest in the property and is only a one-time fee at closing

Lender’s Policy: A Lender’s Policy (often called a Loan Policy) is required by most lending institutions as a way to insure their security interest in the property.

To help you buy your home with more confidence, make sure you get Owner’s Title Insurance.

Here’s why it’s important:

  • Protects your largest investment
  • Reduces your risk
  • Best Value: One-time fee
  • Peace of Mind
  • More than 80% homeowners purchase an Owners Policy

Title insurance has been protecting property owners for many years.

Title Insurance provides you with the peace of mind by removing hidden risks of acquiring a piece of property.

Common Title Issues:

  • Errors in Public Record
  • Unknown Liens
  • Illegal Deeds
  • Missing heirs
  • Forgeries
  • Undiscovered Encumbrances

Title insurance has been protecting property owners for many years.

No. A Lenders Policy protects the bank and/or the lending institution. The homeowner is not covered, and cannot make a claim, under a lender’s policy of title insurance.

Yes. Douglas County Abstract is your choice. Tell your realtor, banker, lender, and builder. We practice the Real Estate Settlement Procedures Act (RESPA) and fully licensed and excited to serve you.

Do you have more questions?

Here is an excellent resource: